NTI acts under The Icelandic Administrative Procedures Act and therefore the rights of injured parties need to be carefully observed. Equality amongst injured parties is emphasized in events and it is ensured that each and every one of them has an opportunity to express their own views in their own treatment of these cases. Owners or their representatives are present at the damage assessment and when the assessment is available, it is sent for presentation and the injured party is given the opportunity to express his or her views. If he or she considers that the decision of NTÍ on damages is unfavourable to him or her, he or she may refer the matter to a special ruling committee operating on the basis of the Act on NTÍ. The ruling committee is appointed by the Minister, completely independent of the agency and not required for injured parties to have a lawyer to refer their cases to the committee. Four members are in the committee. The chair of the committee is a lawyer with special expertise in insurance law, one member with special expertise in the field of construction is appointed on the nomination of the University of Iceland School of Engineering and Natural Sciences, and two are appointed without nomination and have expertise in insurance law, construction or damage assessment.