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Bancruptcy of individuals

After a claim has been submitted

Once you have filed a petition for bankruptcy, proceedings will commence before the district court where you have your legal domicile or permanent residence, if this differs from your legal domicile.

Handling of a Claim in the District Court

Once a petition for bankruptcy proceedings has been filed, the district court reviews the petition and the supporting documents. The judge may request further information and documents if he or she considers it necessary. A date will be set for the petition to be heard if:

  • the petition and supporting documents are satisfactory,

  • the conditions for bankruptcy proceedings are met, and

  • the security for the costs of the proceedings has been paid

Summons to a court hearing

Once it has been decided to consider your petition for bankruptcy proceedings, you will be summoned to a court session, at which the case will be formally heard in the courtroom.

  • You or a lawyer with power of attorney must attend the court hearing. No one else may attend on your behalf.

  • If neither you nor a lawyer attends, the petition will be deemed withdrawn.

  • The bankruptcy order is often issued at the hearing and a trustee appointed at the same time. The trustee is sent a copy of the bankruptcy order and the case documents, and will then contact the debtor.

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