If you have any questions or concerns, please reach out to us at upplysingar@skjalasafn.is.

You can also contact HMS by phone 440 6400 or by email to You request to pay up a loan. HMS sends a claim to your internet bank.

Avoid difficult or twisty intersections.

If you have any questions or concerns, please reach out to us at upplysingar@skjalasafn.is.

We touch all our environment with our hands, and with them, pathogens can get into the mucous membranes in the mouth, nose, eyes, and genitals and cause

The extent of counselling shall be up to 5 interviews for each individual, free of charge, with each interview taking up 1 hour.

Iceland enters into bilateral agreements with states outside the European Economic Area that allow Icelanders aged 18-30 to work up to 2 years abroad,

If you disagree with the decision, you can: request a justification on My pages of TR send a message to or appeal to the Welfare Appeals Committee Rehabilitation

A psalm or live instrumental music. A psalm or live instrumental music. A psalm, solo singing, solo instrumental music or reading.

for fishing in terms of safety or equipment.