The decision is binding, as if the person deprived of personal capacity had made it himself.

who run a business under their own ID number must calculate wages for themselves according to special rules on deemed salary and pay withholding tax on it

It usually takes 2-5 weeks to process an application. If supporting documents are missing, it may take longer.

A HMS consultant will assess the application and then it will go before the HMS loan committee which has to confirm the decision.

Do I get a refund?

Technology is advancing and it is important that those who get older make an effort to keep up.

It is possible to book an appointment with the District Commissioner of Greater Reykjavik .

Ship construction certificate or certificate of ownership (required to be registered if a vessel is 5 GT in size or over) Declaration of foreign parties

If data is missing, you will receive a message about it on .

You apply for the name stamp AAA and mark the jewelry with it along with a purity stamp.