Private pension savings for property purchases or loans
Application instructions
Applications for monthly payments of private pension savings towards a loan are submitted on leidretting.is.
After logging in, select "ráðstöfun séreignarsparnaðar".
Step 1 of 3
In Step 1, you can make corrections to your household registration if incorrect marital status is displayed.
Choose whether to utilize the maximum allowable amount (ótakmörkuð nýting) or to limit the allocation to a lower amount (takmörkuð nýting).
Step 2 of 3
In Step 2, select the private pension fund from which payments will be made and the loan to which payments will be allocated.
Pre-registered in the dropdown menu are loans listed in the most recent tax return. If a new loan has been taken or the loan is not listed for any reason, it must be registered by clicking "Register New Loan.
Registering a New Loan
The following information must be provided:
Lender (e.g., bank or pension fund)
Loan number (can be found on loan documents or in online bank)
Type of loan, whether it is indexed or non-indexed (can be found on loan documents or in online bank)
Step 3 of 3
In Step 3, review the application as it has been set up and see an overview of the utilization of private pension savings through this program so far, if applicable.
Next, the application must be confirmed by checking the box and clicking "senda umsókn". A receipt of submission will then appear on the screen.
Applications for monthly payments of private pension savings towards a loan are submitted on leidretting.is.
After logging in, select "Útborgun séreignarsparnaðar".
Step 1 of 4
In Step 1, enter the seven-digit property registration number. The property number is listed on the purchase agreement and can be looked up in the property registry (there is no need to include the letter F with the property number).
Also, enter the purchase date, and attach a copy of the purchase agreement to the application.
Step 2 of 4
In Step 2, corrections can be made to household registration if incorrect marital status is displayed.
You must also choose whether to withdraw the maximum allowable amount (ótakmörkuð nýting) or to limit the withdrawal to a lower amount (takmörkuð nýting).
Step 3 of 4
In Step 3, selects the private pension fund from which the payment will be made. Additionally, the bank account number where the accumulated amount will be deposited. Only a bank account registered in the applicant's name can be selected.
Step 4 of 4
In Step 4, review the summary of the application as it has been set up. An overview of the utilization of private pension savings through this program so far, if applicable, is also shown.
The application must be confirmed by checking the box and submitting it.

Service provider
Iceland Revenue and Customs